Oaktree Specialty Lending Corp (NAS:OCSL)
^[1]	^[5]	$ 7.43
Credit Services
Market Cap: $ 1,341 Mil
Oaktree Specialty Lending Corp is a specialty finance company. It focuses on providing customized one-stop credit solutions to companies with limited access to public or syndicated capital markets.

Valuation Rank
Score: 0 /10	Current	Industry Median	Historical Median
PE Ratio	4.89	14.34	13.79
Forward P/E	11.37	10.76	N/A
PB Ratio	1.02	1.16	0.82
PS Ratio	4.67	4.07	11.32
P/FCF	N/A	6.52	6.23
Shiller P/E	17.12	15.35	15.53
PEG Ratio	N/A	1.27	N/A

Valuation Analysis
		% of Price
Tangible Book	7.28	98
Price	7.43
Graham Number	15.78	212

Dividend & Ownership
Dividend Yield(ttm) %	7.4
Dividend Yield(forward) %	8.34
Payout	0.35
Dividend Growth(5y) %	-5.4
Yield on Cost(5y) %	5.59
Continuous Div. since	2019
Insider Ownership %	10.63
Institution Ownership %	12.1

Financial Strength

Score: 2 /10

Current

Industry Median

Historical Median

Cash-to-Debt

0.02

0.31

0.11

Equity-to-Asset

0.50

0.42

0.58

Piotroski F-Score

Profitability Rank

Score: 2 /10

Current

Industry Median

Historical Median

Net Margin %

95.85

18.13

91.21

ROE %

20.55

5.52

6.66

ROA %

10.82

1.80

3.85

Growth (Per Share)

10 Yr

5 Yr

1 Yr

Revenue Growth (%)

N/A

317.2

EPS w/o NRI Growth (%)

N/A

421.4

Free Cash Flow Growth (%)

N/A

Book Value Growth (%)

-5.2

-0.6

12.2

Quarterly

	Sep20	Dec20	Mar21	Jun21	Sep21
Revenue	72	67	90	49	41
Net Income	71	66	88	47	37
EPS	0.5	0.46	0.6	0.26	0.2
Revenue (YoY) %	335.42	224.28	-155.21	-59.82	-43.49
Net Income (YoY) %	405.45	373.48	-153.25	-60.88	-48.23
EPS (YoY) %	400	360	-151.28	-69.41	-60

Warning Signs

SEVERE	Financial Strength: Poor
MEDIUM	PB Ratio: Close to 10-year high
MEDIUM	Long-Term Debt: Issuing new debt
MEDIUM	Valuation: Forward PE Ratio
MEDIUM	Tax Rate: Tax Rate is too low

Insider Trades

Insider	Position	Date	Trades	Cur. Shares
Tannenbaum Leonard M	Former 10% Owne	12/30/21	-484954	16639k
Tannenbaum Leonard M	10% Owner	12/27/21	-400000	17124k
Tannenbaum Leonard M	10% Owner	12/13/21	-34100	17524k
Tannenbaum Leonard M	10% Owner	12/06/21	-5100	17558k
Tannenbaum Leonard M	10% Owner	11/17/21	-370815	17564k
Tannenbaum Leonard M	10% Owner	11/11/21	-1500	17934k
Tannenbaum Leonard M	10% Owner	11/10/21	-177905	17936k
Tannenbaum Leonard M	10% Owner	09/20/21	-4214368	18114k
Tannenbaum Leonard M	10% Owner	06/01/21	-281287	22328k
Tannenbaum Leonard M	10% Owner	05/25/21	-53747	22609k

As of 01-23-2022

* All financial numbers are in millions except for per share data, ratios and percentage change.

	Gain %	SP500 %
1W	-2.88	-5.75
1M	1.09	-5.42
3M	1.95	-3.10
6M	14.35	1.47
YTD	-0.40	-7.79
1Y	38.30	15.50
3Y	23.62	19.94
5Y	11.64	16.09
10Y	2.97	14.91

11.07

4.36

2.36

1.3M

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

Current

Performance

10.98

11.07

10.36

9.27

6.5

5.9

5.88

5.71

5.65

7.35

7.81

Highest Stock Price

8.99

9.87

9.01

6.11

4.54

3.92

4.21

4.15

2.36

4.55

5.47

Lowest Stock Price

1000

1431

1408

927

832

758

699

730

682

1273

1341

Market Cap

87.7

118.1

149.8

161

151.3

141.4

141

162.1

180.6

Shares Outstanding-Diluted

11.32

11.43

11.62

61.7

At Loss

15.03

5.82

17.29

4.84

4.89

PE Ratio

1.11

1.05

0.95

0.69

0.73

0.87

0.81

0.78

0.75

0.97

1.02

PB Ratio

11.01

10.94

10.98

34.09

12.37

5.79

13.22

4.62

4.67

PS Ratio

15.91

17.4

19.75

68.33

-42.74

-7.52

23.39

9.42

26.24

10.15

10.42

EV-to-Revenue

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Per Share Data

0.94

0.84

0.18

-0.29

-1.3

0.4

0.9

0.37

1.53

1.59

Revenue per Share

0.97

0.9

0.79

0.1

-0.45

-1.39

0.33

0.89

0.28

1.46

1.52

Earnings per Share

-1.04

-3.91

-3.65

0.91

1.09

3.44

0.38

1.53

-1.09

-1.42

Free Cash Flow per Share

1.17

1.15

0.76

0.72

0.41

0.4

0.38

0.39

0.51

Dividends per Share

9.92

9.85

9.64

9.01

7.97

6.16

6.09

6.6

6.49

7.28

Tangible Book per Share

Median PS Value

14.72

14.12

13.09

4.5

6.72

11.5

6.39

15.46

15.78

Graham Number

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Income Statement

87.5

111.1

125.2

29.1

-43.6

-183.7

56.6

126.1

51.5

247.5

Revenue

Credit Losses Provision

55.4

9.3

12.7

13.7

13.3

9.8

-0

12.3

7.5

Total Noninterest Expense

79.4

101.8

112.5

15.4

-66.6

-197

46.8

126.2

39.2

240.1

Pretax Income

79.4

101.8

112.5

15.4

-66.6

-197

46.8

126.2

39.2

237.3

Net Income

90.8

91.6

89.9

52.9

152.6

107.2

82.7

100

76.1

95.9

Net Margin %

3445

1404.9

1259.3

1785.1

1173.9

2528.6

97928

6967

5344.9

Net Interest Margin-Bank %

9.7

7.9

1.1

-5.3

-19.6

5.4

14.1

4.3

21.3

20.6

ROE %

6.1

5.9

4.8

0.6

-2.7

-10

8.3

2.5

11.1

10.8

ROA %

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

Sep21

Balance Sheet

74.4

143.3

86.7

138.4

117.9

13.4

15.4

39.1

29.3

Cash & Equivalents

12.7

12.2

42.9

23.5

44.7

12.6

38.4

18.4

18.8

33.9

Total Receivables

1389

2072.3

2668.2

2585.7

2343.3

1616

1551.5

1481

1640.7

2636.4

Total Assets

Short-Term Debt & CLO

466.3

646

1152.1

1198.8

1149.3

675.4

637.2

473.4

709.3

1268.7

Long-Term Debt & CLO

485.4

703.5

1189.7

1232.6

1201

748.4

693.4

550.4

725.8

1323.6

Total Liabilities

903.6

1368.9

1478.5

1353.1

1142.3

867.7

858

930.6

914.9

1312.8

Total Stockholders Equity

903.6

1368.9

1478.5

1353.1

1142.3

867.7

858

930.6

914.9

1312.8

Total Equity

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Cashflow Statement

-91.6

-461.7

-546.3

146.2

164.8

486.9

53.5

215.8

-152.9

-230.5

Cash Flow from Operations

Cash Flow from Investing

-8.1

-26

-44

-15.4

-1.4

-1.3

-1.9

-2.2

Repurchase of Stock

5.3

174.3

495.4

47.1

-40.6

-479

-37.4

-157.7

236.2

315.1

Net Issuance of Debt

532.2

489.8

-94.5

-185.2

-557.3

-99.9

-214.1

176.3

224.2

Cash Flow from Financing

5.4

70.5

-56.6

51.6

-20.5

-70.4

-46.4

1.9

23.7

-7.5

Net Change in Cash

Capital Expenditure

-91.6

-461.7

-546.3

146.2

164.8

486.9

53.5

215.8

-152.9

-230.5

Free Cash Flow

Competitor
Ticker	Company	Financial Strength	Profitability Rank	Market Cap ($M)	PE Ratio	PS Ratio	Net Margin %	ROA %	ROE %
NYSE:ENVA	Enova International Inc	4	8	1,448	3.32	1.34	39.55	20.41	46.41
NAS:WRLD	World Acceptance Corp	2	6	1,397	15.77	2.59	16.90	8.61	22.39
NAS:OCSL	Oaktree Specialty Lending Corp	2	2	1,341	4.89	4.67	95.85	10.82	20.55
NYSE:AGM.A	Federal Agricultural Mortgage Corp	2	6	1,319	11.95	5.41	55.03	0.54	9.96
NYSE:FINV	FinVolution Group	7	7	1,255	3.61	1.09	30.19	15.50	26.72

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Financial Strength^[2] (Quarterly data, as of Sep. 2021) : Poor (2/10)

Cash-to-Debt : 0.02

Cash-to-Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. A high ratio indicates that a company is better able to pay back its debt, and is thus able to take on more debt if necessary.

Equity-to-Asset : 0.50

Equity-to-Asset ratio is calculated as total stockholders equity divided by its total assets. Equity-to-Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity-to-Asset ratio (more leveraged) may have higher ROE % because of the leverage.

Debt-to-Equity : 0.97

A high Debt-to-Equity ratio generally means that a company has been aggressive in financing its growth with debt.

Piotroski F-Score : 4

The Piotroski F-Score is used to determine the strength of a firm's financial position, with 9 being the best and 0 being the worst.

WACC : 7.78% vs ROIC : N/A%

The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. Return on invested capital (ROIC) measures how well a company generates cash flow relative to the capital it has invested in its business.

Dividend Yield : 7.15%

Dividend yield is a way to measure how much cash flow you are getting for each dollar invested in an equity position.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Profitability^[3] (Annual data, as of Sep. 2021) : Poor (2/10)

Revenue : $41 Mil vs Net Income : $37 Mil

Revenue is the amount of money that a company actually receives during a specific period, including discounts and deductions for returned merchandise. Net Income is a company's total profit. Net income is calculated by taking revenues and adjusting for the cost of doing business, depreciation, interest, taxes and other expenses.

Cash & Equivalents : $29 Mil vs Long-Term Debt* : $1,269 Mil

Cash & equivalents are the most liquid assets on the balance sheet. Cash equivalents are assets that are readily convertible into cash. Long-Term Debt* consists of loans and obligations lasting over one year.

Net Margin % : 89.45%

Net margin % measures the percentage of revenue remaining after all operating expenses, interest, taxes, etc have been deducted from a company's total revenue. Net Margin % is calculated as Net Income divided by its Revenue.

EPS without NRI : $0.20

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock. In calculating earnings per share without non-recurring items, the dividends of preferred stocks and Non Operating Income need to subtracted from the total net income first.

Dividends per Share : $0.15

Dividends per Share is the amount of dividends that the shareholders of a company receive on a per-share basis. It is calculated using the total dividends paid out to shareholders over one fiscal year and the number of shares outstanding.

Free Cash Flow per Share : $-1.08

Free Cash flow per Share is the amount of Free cash flow per outstanding share of the company's stock.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Valuation (Quarterly data, as of Sep. 2021)

These valuation metrics should give you a sense of reasonable prices, but be careful with them. Always seek to understand why a valuation is changing over time.

Valuation Chart (Current stock price : $7.43)

PE Ratio without NRI : 4.84

The price-to-earnings ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

PB Ratio : 0.97

The price-to-book ratio measures the valuation of the stock relative to the underlying asset of the company.

PS Ratio : 4.62

The price-to-sales ratio is a valuation ratio that compares a company’s stock price to its revenues. The price-to-sales ratio is an indicator of the value placed on each dollar of a company’s sales or revenues.

Price-to-Free-Cash-Flow : 0.00

Price-to-free-cash-flow is very similar to the valuation metric of price-to-operating-cash-flow but is considered a more exact measure, owing to the fact that it uses free cash flow, which subtracts capital expenditures from a company's total operating cash flow, thereby reflecting the actual cash flow available to fund non-asset-related growth.

EV-to-Revenue : 10.15

Enterprise value of a company divided by its trailing 12 months revenue.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Valuation Bands

In these charts the 10-year valuation bands of the price-to-earnings ratio (PE Ratio), price-to-book ratio (PB Ratio), price-to-sales ratio (PS Ratio) and price-to-operating-cash-flow ratio (POCF) are drawn together with the historical stock prices. For example, the upper line of the PE band is where the stock price would have been if it were always traded at the maximum PE ratio of the past 10 years. The lower line of the PE band is where the stock price would have been if it were always traded at the lowest PE ratio of the past 10 years. It is always better if the stock price is close to the lower line, which indicates a lower valuation.

Historical Price and PE Band

Historical Price and PS Band

Historical Price and PB Band

Historical Price and Price-to-Operating-Cash-Flow (POCF) Band

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Warning Signs

GuruFocus conducted a thorough checkup using a checklist of 32 items that cover the areas of financial strength, profitability, growth, and valuation of each company. The purpose of Warning Signs is to warn you that the company may have red flags in certain areas, helping to avoid overlooking them. These warning signs do not necessarily mean you should not invest in the stock. But you should be aware of them before you invest.

Severe Warning Signs

Financial Strength : Poor

Oaktree Specialty Lending Corp displays poor financial strength. Usually this is caused by too much debt for the company.

Medium Warning Signs

PB Ratio : Close to 10-year high

Oaktree Specialty Lending Corp stock PB Ratio (=1.02) is close to 10-year high of 1.11

Long-Term Debt : Issuing new debt

Oaktree Specialty Lending Corp has been issuing new debt. Over the past 3 years, it issued USD 393.647 million of debt. But overall, its debt level is acceptable.

Valuation : Forward PE Ratio

Company forward PE ratio is higher than trailing PE ratio. Company earnings is in decline.

Tax Rate : Tax Rate is too low

Company seems to be paying lower tax, which may boast earnings, and may not be sustainable.

Insider Sell : Insider Selling

There were 7 insider selling transactions and no insider buying over the past 3 months. 1,474,374 shares were sold.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Competitive Comparison

5 Year Price Change Comparison

Financial Strength

	Company	Financial Strength	Cash-to-Debt	Equity-to-Asset	Debt-to-Equity	Interest Coverage	Piotroski F-Score	Altman Z-Score	Beneish M-Score	WACC %	ROIC %
NYSE:FINV	FinVolution Group	7/10	254.79	0.61	0.00	7.00	6	3.07	-1.21	8.20	N/A
NAS:QIWI	QIWI PLC	7/10	7.26	0.53	0.16	344.12	4	2.84	-1.41	6.90	N/A
NYSE:QD	Qudian Inc	7/10	5.62	0.87	0.11	12.83	4	2.87	-2.57	3.85	N/A
NYSE:ENVA	Enova International Inc	4/10	0.20	0.46	1.00	5.34	7	3.43	-1.94	10.01	N/A
NYSE:LC	LendingClub Corp	3/10	1.58	0.17	0.68	N/A	6	0.00	-2.71	13.24	N/A
NYSE:BBDC	Barings BDC Inc	2/10	0.03	0.41	1.39	N/A	4	0.00	-3.66	4.07	N/A
NYSE:AGM.A	Federal Agricultural Mortgage Corp	2/10	0.04	0.05	19.50	N/A	7	0.00	-2.52	1.55	N/A
NYSE:GSBD	Goldman Sachs BDC Inc	2/10	0.11	0.49	1.00	N/A	8	0.00	0.00	8.26	N/A
NAS:OCSL	Oaktree Specialty Lending Corp	2/10	0.02	0.50	0.97	N/A	4	0.00	0.00	7.78	N/A
NAS:WRLD	World Acceptance Corp	2/10	0.03	0.37	1.58	N/A	7	0.00	-3.09	8.46	N/A

Profitability

	Company	Profitability Rank	Operating Margin %	Net Margin %	ROE %	ROA %	Price-to-Free-Cash-Flow	ROC (Joel Greenblatt) %	3-Year Revenue Growth %	3-Year EBITDA Growth %	3-Year EPS w/o NRI Growth %
NYSE:ENVA	Enova International Inc	8/10	N/A	39.55	46.41	20.41	3.60	N/A	16.30	N/A	182.40
NAS:QIWI	QIWI PLC	8/10	N/A	37.12	47.25	21.57	0.00	N/A	13.70	N/A	39.40
NYSE:FINV	FinVolution Group	7/10	N/A	30.19	26.72	15.50	6.46	N/A	-5.30	N/A	0.00
NYSE:QD	Qudian Inc	7/10	N/A	66.59	10.97	9.58	0.75	N/A	-4.70	N/A	-20.10
NYSE:AGM.A	Federal Agricultural Mortgage Corp	6/10	N/A	55.03	9.96	0.54	2.27	N/A	5.80	N/A	7.80
NAS:WRLD	World Acceptance Corp	6/10	N/A	16.90	22.39	8.61	6.25	N/A	11.50	N/A	34.20
NYSE:GSBD	Goldman Sachs BDC Inc	5/10	N/A	117.12	22.90	11.02	3.67	N/A	23.20	N/A	36.60
NYSE:BBDC	Barings BDC Inc	2/10	N/A	88.97	12.86	5.40	0.00	N/A	0.00	N/A	0.00
NYSE:LC	LendingClub Corp	2/10	N/A	-6.65	-4.69	-1.07	14.88	N/A	-19.40	N/A	-11.80
NAS:OCSL	Oaktree Specialty Lending Corp	2/10	N/A	95.85	20.55	10.82	0.00	N/A	56.20	N/A	64.20

Valuation

	Company	PE Ratio	PB Ratio	PS Ratio	Price-to-Intrinsic-Value-Projected-FCF	Price-to-Intrinsic-Value-DCF (Earnings Based)	Price-to-Median-PS-Value	Price-to-Peter-Lynch-Fair-Value	Price-to-Graham-Number	Earnings Yield (Joel Greenblatt) %	Forward Rate of Return (Yacktman) %
NYSE:LC	LendingClub Corp	At Loss	2.59	3.79	0.00	0.00	0.00	0.00	0.00	N/A	-19.89
NYSE:QD	Qudian Inc	1.23	0.13	0.86	0.00	0.00	0.00	0.00	0.08	N/A	0.00
NAS:QIWI	QIWI PLC	2.10	0.80	0.78	0.23	0.06	0.00	0.09	0.32	N/A	45.99
NYSE:ENVA	Enova International Inc	3.32	1.28	1.34	0.16	0.00	0.00	0.13	0.51	N/A	64.22
NYSE:FINV	FinVolution Group	3.61	0.85	1.09	0.00	0.00	0.00	0.00	0.37	N/A	0.00
NAS:OCSL	Oaktree Specialty Lending Corp	4.89	1.02	4.67	0.79	0.00	0.00	0.00	0.48	N/A	8.36
NYSE:GSBD	Goldman Sachs BDC Inc	6.04	1.22	7.07	1.20	0.00	0.00	0.00	0.57	N/A	-3.92
NYSE:BBDC	Barings BDC Inc	7.22	0.93	6.38	0.00	0.00	0.00	0.00	0.55	N/A	-30.07
NYSE:AGM.A	Federal Agricultural Mortgage Corp	11.95	1.79	5.41	0.43	0.34	1.66	1.48	0.97	N/A	21.02
NAS:WRLD	World Acceptance Corp	15.77	3.35	2.59	0.50	1.07	1.58	0.00	1.59	N/A	14.68

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Peter Lynch Chart^[4]

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Per Share Data

Per Share Data
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
2.08	1.41	1.51	0.53	1	0.94	0.84	0.18	-0.29	-1.3	0.4	0.9	0.37	1.53	1.59	Revenue per Share
0.21	0.25	0.49	0.47	0.97	0.9	0.79	0.1	-0.45	-1.39	0.33	0.89	0.28	1.46	1.52	Earnings per Share (Diluted)
0.21	0.25	0.49	0.47	0.97	0.9	0.79	0.1	-0.45	-1.39	0.33	0.89	0.28	1.46	1.52	EPS without NRI
-11.53	-0.8	-5.26	-7.54	-1.04	-3.91	-3.65	0.91	1.09	3.44	0.38	1.53	-1.09	-1.42	-1.42	Free Cash Flow per Share
-11.53	-0.8	-5.26	-7.54	-1.04	-3.91	-3.65	0.91	1.09	3.44	0.38	1.53	-1.09	-1.42	-1.42	Operating Cash Flow per Share
1.01	2.99	1.41	0.94	0.82	1.03	0.57	0.92	0.82	0.38	0.1	0.11	0.28	0.16	0.16	Cash per Share
0.61	1.15	1.09	1.29	1.17	1.15	1	0.76	0.72	0.41	0.4	0.38	0.39	0.51	0.51	Dividends per Share
13.02	10.84	10.43	10.07	9.92	9.85	9.64	9.01	7.97	6.16	6.09	6.6	6.49	7.28	7.28	Book Value per Share
13.02	10.84	10.43	10.07	9.92	9.85	9.64	9.01	7.97	6.16	6.09	6.6	6.49	7.28	7.28	Tangible Book per Share
--	--	--	--	5.12	4.65	7.51	7.98	8.02	4.79	4.52	3.36	5.03	7.03	7.03	Total Debt per Share
10.05	10.93	11.14	9.32	10.98	10.29	9.18	6.17	5.81	5.38	4.96	5.18	4.84	7.06	7.43	Month End Stock Price
Ratios
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
1.11	1.76	4.58	4.66	9.73	8.96	7.9	1.09	-5.33	-19.6	5.42	14.11	4.25	21.3	20.55	ROE %
1.44	1.74	4.28	5.01	8.77	8.53	8.32	1.58	-7.3	-22.53	6.69	18.09	5.67	21.96	19.95	ROE % Adjusted to Book Value
1.09	1.73	4.2	3.25	6.11	5.88	4.75	0.59	-2.7	-9.95	2.95	8.32	2.51	11.09	10.82	ROA %
1.11	1.76	4.58	4.66	9.73	8.96	7.9	1.09	-5.33	-19.6	5.42	14.11	4.25	21.3	20.55	Return-on-Tangible-Equity
1.09	1.73	4.2	3.25	6.11	5.88	4.75	0.59	-2.7	-9.95	2.95	8.32	2.51	11.09	10.82	Return-on-Tangible-Asset
--	9.42	9.03	9.22	7.61	7.7	5.79	3.77	3.51	3.53	5.04	6.12	6.96	7.88	7.78	WACC %
--	--	--	--	4.99	6.02	5.72	4.82	4.65	5.47	5.44	5.84	4.45	3.09	3.12	Effective Interest Rate on Debt %
11.08	16.65	--	--	--	3445	1405	1259	1785	1174	2529	97928	--	6967	5345	Net Interest Margin (Bank Only) %
10.07	17.79	32.67	82.38	90.78	91.64	89.85	52.93	153	107	82.66	100	76.1	95.85	95.85	Net Margin %
-554	-56.51	-349	-1412	-105	-416	-436	503	-378	-265	94.58	171	-297	-93.13	-93.13	FCF Margin %
--	--	--	--	0.52	0.47	0.78	0.89	1.01	0.78	0.74	0.51	0.78	0.97	0.97	Debt-to-Equity
0.98	0.99	0.87	0.6	0.65	0.66	0.55	0.52	0.49	0.54	0.55	0.63	0.56	0.5	0.5	Equity-to-Asset
--	--	--	--	0.34	0.31	0.43	0.46	0.49	0.42	0.41	0.32	0.43	0.48	0.48	Debt-to-Asset
0.02	0.01	0.13	0.4	0.35	0.34	0.45	0.48	0.51	0.46	0.45	0.37	0.44	0.5	0.5	Liabilities-to-Assets
0.11	0.1	0.13	0.04	0.07	0.06	0.05	0.01	-0.02	-0.09	0.04	0.08	0.03	0.12	0.11	Asset Turnover
2.91	4.6	2.22	2.74	1.21	1.28	1.26	7.55	--	--	1.21	0.43	1.39	0.35	0.35	Dividend Payout Ratio

* All financial numbers are in millions except for per share data, ratios and percentage change. When Return-on-Tangible-Equity displays Neg. E, it means the the tangible equity is negative.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Financial Satement

Income Statement
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
31.25	46.23	64.13	108	133	174	237	229	211	163	124	139	133	191	191	Interest Income
-0.92	-0.64	-1.93	-15.14	-23.25	-33.47	-51.47	-56.65	-54.62	-49.94	-35.73	-32.43	-26.29	-30.52	-30.52	Interest Expense
30.34	45.59	62.2	93.14	110	140	185	173	157	113	88.55	107	107	160	160	Net Interest Income (for Banks)
2.03	-10.77	6.41	-56.47	-22.47	-29.11	-60.1	-144	-200	-297	-31.98	19.38	-55.6	87.21	87.21	Non Interest Income
32.37	34.82	68.61	36.67	87.47	111	125	29.09	-43.61	-184	56.57	126	51.54	248	248	Revenue
0.67	16.51	24.96	6.46	8.07	11.6	13.4	14.24	23.29	13.54	11.15	7.95	7.12	9.07	9.07	Selling, General, & Admin. Expense
28.43	1.32	1.35	37.92	47.37	-2.32	-0.69	-0.55	-0.34	-0.24	-1.34	-7.99	5.2	-1.61	-1.61	Other Noninterest Expense
29.11	17.83	26.31	44.38	55.44	9.28	12.71	13.69	22.95	13.3	9.81	-0.04	12.32	7.47	7.47	Total Noninterest Expense
--	--	--	-1.48	-1.57	--	--	--	--	--	--	--	--	--	--	SpecialCharges
-3.26	-16.99	-19.88	36.44	45.8	--	--	--	--	--	--	--	--	--	--	Other Income (Expense)
--	--	22.42	30.21	79.4	102	113	15.4	-66.56	-197	46.76	126	39.22	240	240	Pre-Tax Income
--	--	--	--	--	--	--	--	--	--	-0.62	--	--	-2.8	-4.04	Tax Provision
--	--	--	--	--	--	--	--	--	--	1.33	--	--	1.16	1.68	Tax Rate %
3.26	6.19	22.42	30.21	79.4	102	113	15.4	-66.56	-197	46.76	126	39.22	237	237	Net Income (Continuing Operations)
3.26	6.19	22.42	30.21	79.4	102	113	15.4	-66.56	-197	46.76	126	39.22	237	237	Net Income
10.07	17.79	32.67	82.38	90.78	91.64	89.85	52.93	153	107	82.66	100	76.1	95.85	95.85	Net Margin %
0.21	0.25	0.49	0.47	1	0.92	0.79	0.1	-0.45	-1.39	0.33	0.89	0.28	1.46	1.52	EPS (Basic)
0.21	0.25	0.49	0.47	0.97	0.9	0.79	0.1	-0.45	-1.39	0.33	0.89	0.28	1.46	1.52	EPS (Diluted)
15.56	24.65	45.44	68.72	87.72	118	150	161	151	141	141	141	141	162	181	Shares Outstanding (Diluted Average)
16.95	--	--	--	--	--	--	--	--	--	--	--	--	--	--	Depreciation, Depletion and Amortization
Cashflow Statement
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
3.26	6.19	22.42	30.21	79.4	102	113	15.4	-66.56	-197	46.76	126	39.22	237	237	Net Income From Continuing Operations
16.95	--	--	--	--	--	--	--	--	--	--	--	--	--	--	Depreciation, Depletion and Amortization
--	3.83	10.99	140	384	666	672	725	-20.06	32.16	-25.83	20.02	-0.41	-6.26	-6.26	Change In Receivables
--	0.42	2.73	10.38	0.95	--	--	--	--	--	--	--	--	--	--	Change In Payables And Accrued Expense
--	-43.41	-0.77	-0.94	-1.14	35.76	-37.85	13.18	10.22	21.33	-19.73	21.22	-59.38	27.46	27.46	Change In Other Working Capital
-192	-39.16	12.95	150	384	702	634	739	-9.85	53.49	-45.56	41.24	-59.8	21.2	21.2	Change In Working Capital
-7.61	13.29	-275	-698	-555	-1266	-1293	-608	241	630	52.31	48.42	-132	-489	-489	Cash Flow from Others
-179	-19.68	-239	-518	-91.56	-462	-546	146	165	487	53.51	216	-153	-231	-231	Cash Flow from Operations
--	139	179	207	189	480	138	--	--	--	--	--	--	--	--	Issuance of Stock
116	-0.46	--	--	--	--	-8.06	-25.99	-43.99	-15.42	-1.41	-1.34	-1.88	-2.17	-2.17	Repurchase of Stock
15	--	--	--	--	--	--	--	--	--	--	--	--	--	--	Net Issuance of Preferred Stock
79.25	59	116	1546	1162	1255	1385	818	695	219	434	299	583	854	854	Issuance of Debt
-79.25	-59	-43	-1154	-1157	-1080	-890	-771	-736	-698	-471	-456	-347	-539	-539	Payments of Debt
--	--	73	392	5.29	174	495	47.06	-40.56	-479	-37.37	-158	236	315	315	Net Issuance of Debt
-8.87	-27.14	-41.82	-76.7	-91.87	-115	-132	-115	-100	-62.53	-54.97	-52.22	-53.1	-79.85	-79.85	Cash Flow for Dividends
62.19	-1.01	-7.59	-13.24	-5.16	-6.64	-3.3	-0.93	-0.4	-0.36	-6.18	-2.88	-4.9	-8.89	-8.89	Other Financing
185	110	203	509	96.97	532	490	-94.55	-185	-557	-99.93	-214	176	224	224	Cash Flow from Financing
--	--	--	--	--	--	--	--	--	--	--	0.2	0.23	-1.13	-1.13	Effect of Exchange Rate Changes
5.25	90.3	-36.44	-9.12	5.4	70.53	-56.56	51.65	-20.45	-70.45	-46.42	1.92	23.69	-7.46	-7.46	Net Change in Cash
-179	-19.68	-239	-518	-91.56	-462	-546	146	165	487	53.51	216	-153	-231	-231	Free Cash Flow

* All financial numbers are in millions except for per share data, ratios and percentage change.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Financial Satement

Balance Sheet
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
22.91	113	76.77	67.64	74.39	143	86.73	138	118	53.02	13.38	15.41	39.1	29.33	29.33	Cash and cash equivalents
--	--	--	--	--	4.07	22.32	5.11	12.44	6.9	0.11	--	--	2.3	2.3	Money Market Investments
274	--	--	--	--	--	--	--	--	--	--	--	--	--	--	Securities & Investments
2.37	--	3.81	--	--	--	--	--	--	--	--	--	--	--	--	Accounts Receivable
0.08	3.02	0.1	--	12.69	12.19	42.92	23.5	44.72	12.56	38.39	18.37	18.78	33.91	33.91	Other Current Receivables
2.45	3.02	3.92	--	12.69	12.19	42.92	23.5	44.72	12.56	38.39	18.37	18.78	33.91	33.91	Total Receivables
0.03	300	571	1142	1302	1913	2516	2419	2168	1544	1500	1447	1583	2571	2571	Other Assets for Banks
299	416	652	1210	1389	2072	2668	2586	2343	1616	1551	1481	1641	2636	2636	Total Assets
4.11	5.14	82.75	--	19.18	57.46	37.67	33.77	51.66	73.03	55.79	76.34	16.52	52.71	52.71	Accounts Payable & Accrued Expense
--	--	--	--	--	--	--	--	--	--	--	--	--	--	--	Short-Term Debt & Capital Lease Obligation
--	--	--	--	466	646	1152	1199	1149	675	637	473	709	1269	1269	Long-Term Debt & Capital Lease Obligation
--	--	--	--	0.52	0.47	0.78	0.89	1.01	0.78	0.74	0.51	0.78	0.97	0.97	Debt-to-Equity
0.71	0.19	--	481	0	--	--	--	--	--	0.42	0.7	-0	2.11	2.11	Other Liabilities for Banks
4.81	5.33	82.75	481	485	703	1190	1233	1201	748	693	550	726	1324	1324	Total Liabilities
0.23	0.38	0.55	0.72	0.91	1.39	1.53	1.51	1.43	1.41	1.41	1.41	1.41	1.8	1.8	Common Stock
10.35	12.12	11.41	-2.26	-8.33	-20.87	-20.91	-26.62	-26.55	-713	-636	-559	-574	-493	-493	Retained Earnings
-16.76	-41.93	-62.54	--	--	--	--	--	--	--	--	--	--	--	--	Accumulated other comprehensive income (loss)
301	440	620	830	1019	1510	1649	1632	1591	1579	1493	1488	1488	1804	1804	Additional Paid-In Capital
--	--	--	--	--	--	--	-2.54	--	--	--	--	--	--	--	Treasury Stock
--	-0	--	-99.46	-108	-121	-151	-251	-424	-0	-0	--	--	--	--	Other Stockholders Equity
294	411	569	729	904	1369	1478	1353	1142	868	858	931	915	1313	1313	Total Stockholders Equity
294	411	569	729	904	1369	1478	1353	1142	868	858	931	915	1313	1313	Total Equity
0.98	0.99	0.87	0.6	0.65	0.66	0.55	0.52	0.49	0.54	0.55	0.63	0.56	0.5	0.5	Equity-to-Asset

* All financial numbers are in millions except for per share data, ratios and percentage change.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Valuation Ratios

Valuation Ratios
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
47.86	43.72	22.73	19.83	11.32	11.43	11.62	61.7	At Loss	At Loss	15.03	5.82	17.29	4.84	4.89	PE Ratio
47.86	43.72	22.73	19.83	11.32	11.43	11.62	61.7	At Loss	At Loss	15.03	5.82	17.29	4.84	4.89	PE Ratio without NRI
0.77	1.01	1.07	0.93	1.11	1.05	0.95	0.69	0.73	0.87	0.81	0.78	0.75	0.97	1.02	PB Ratio
0.77	1.01	1.07	0.93	1.11	1.05	0.95	0.69	0.73	0.87	0.81	0.78	0.75	0.97	1.02	Price-to-Tangible-Book
--	--	--	--	--	--	--	6.8	5.34	1.56	13.05	3.38	--	--	--	Price-to-Free-Cash-Flow
--	--	--	--	--	--	--	6.8	5.34	1.56	13.05	3.38	--	--	--	Price-to-Operating-Cash-Flow
4.83	7.74	7.38	17.45	11.01	10.94	10.98	34.09	--	--	12.37	5.79	13.22	4.62	4.67	PS Ratio
6.31	8.64	7.74	16.55	15.91	17.4	19.75	68.33	-42.74	-7.52	23.39	9.42	26.24	10.15	10.42	EV-to-Revenue
--	--	--	--	--	-45.71	-49.27	-56	-30.34	-19.51	-4	19.89	11.63	8.82	8.36	Forward Rate of Return (Yacktman) %
--	--	--	--	--	--	--	--	--	19.63	17.78	14.91	15.24	16.27	17.12	Shiller PE Ratio
--	10.52	9.78	13.81	10.66	11.16	10.85	12.24	12.39	7.53	8.06	7.34	8.06	7.15	7.4	Dividend Yield %
Valuation and Quality
Sep08	Sep09	Sep10	Sep11	Sep12	Sep13	Sep14	Sep15	Sep16	Sep17	Sep18	Sep19	Sep20	Sep21	TTM	Fiscal Period
227	414	608	675	1000	1431	1408	927	832	758	699	730	682	1273	1341	Market Cap
204	301	531	607	1392	1933	2473	1987	1864	1381	1323	1188	1352	2513	2580	Enterprise Value
10.05	10.93	11.14	9.32	10.98	10.29	9.18	6.17	5.81	5.38	4.96	5.18	4.84	7.06	7.43	Month End Stock Price
0.8	2.85	-0.11	-5.71	-4.51	-4.03	-7.19	-7.28	-7.56	-4.93	-4.82	-3.8	-4.87	-7.18	-7.18	Net Cash per Share
0.88	2.85	-0.06	-5.71	-4.51	-4.03	-7.19	-7.28	-7.56	-4.93	-4.82	-3.8	-4.87	-7.18	-7.18	Net-Net Working Capital
--	--	--	--	--	-10.01	-11.12	-9.5	-8.09	0.73	2.43	10.58	16.18	9.46	9.46	Intrinsic Value: Projected FCF
7.84	7.81	10.73	10.32	14.72	14.12	13.09	4.5	--	--	6.72	11.5	6.39	15.46	15.78	Graham Number
--	--	--	--	2.87	4.43	0.6	1.69	--	--	--	--	--	--	--	Earnings Power Value (EPV)
N/A	N/A	4	3	5	6	1	4	4	5	6	9	2	4	4	Piotroski F-Score
--	--	0.93	-1.25	--	-0.99	-1.31	-4.05	-5.2	-10.97	-1.5	-1.5	-2.76	--	--	Beneish M-Score
0.91	0.99	1.18	1.01	1.07	1.35	1.23	0.91	0.84	0.64	0.92	0.9	1.07	1.56	1.04	Scaled Net Operating Assets
12.45	11.17	13.5	13.95	10.98	11.07	10.36	9.27	6.5	5.9	5.88	5.71	5.65	7.35	7.81	Highest Stock Price
--	5.59	9.5	8.53	8.99	9.87	9.01	6.11	4.54	3.92	4.21	4.15	2.36	4.55	5.47	Lowest Stock Price
--	-67.5	-44.01	-32.68	-25.8	-52.71	-10.28	2.02	4.65	1.6	--	--	--	-27.95	-27.95	Shares Buyback Ratio %
-51.18	-33.36	-29.48	-30.66	-18.88	-33.55	-9.25	2.8	5.29	2.03	0.2	0.18	0.28	0.17	0.16	Buyback Yield %
--	-32.12	6.94	-64.64	86.7	-5.62	-11.16	-78.35	-259	-351	131	123	-59.11	317	336	YoY Rev. per Sh. Growth
--	19.05	96	-4.08	106	-7.22	-12.22	-87.34	-550	-209	124	170	-68.54	421	443	YoY EPS Growth
15.56	24.65	45.44	64.06	79.57	110	142	153	147	141	141	141	141	162	181	Shares Outstanding (Basic Average)
22.61	37.88	54.55	72.38	91.05	139	153	150	143	141	141	141	141	180	180	Shares Outstanding (EOP)
--	--	1.04	1.05	0.91	0.89	0.59	0.1	0.07	-0.1	0.38	0.82	1.45	1.55	1.57	Beta
12/11/08	12/09/09	12/02/10	11/29/11	11/28/12	11/25/13	12/01/14	12/01/15	11/29/16	11/29/17	11/29/18	11/20/19	11/19/20	11/16/21		Filing Date
12/11/08	12/02/10	11/28/12	11/25/13	12/01/14	12/01/15	11/29/16	11/29/17	11/29/18	11/20/19	11/19/20	11/16/21	11/16/21	11/16/21		Restated Filing Date
	12/09/09		11/30/11	11/29/12	11/26/13	12/01/14		11/30/16	11/29/17	11/29/18	11/20/19	11/19/20	11/16/21		Earnings Release Date
39	16	13	70	73	72	70	72	69	66	62	59	61	--	--	Number of Shareholders

* All financial numbers are in millions except for per share data, ratios and percentage change.

GuruFocus Manual of Stocks™ | Jan 23, 2022

Oaktree Specialty Lending Corp (NAS:OCSL)

www.gurufocus.com/stock/NAS:OCSL

Explanation

1. Predictability Rank

GuruFocus Predictability Rank is a proprietary ranking of the consistency of a business. We rank the predictability of companies based on the consistency of their revenue per share and EBITDA (earnings before interest, tax, depreciation and amortization) per share over the past 10 fiscal years. Our study found that there is a strong correlation between the stock performance and the predictability of a business. Over the long term, companies with higher predictability also have better stock performance.

The rank is from 1-star to 5-star, with 5-star as the best.

2. Financial Strength

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Debt to revenue ratio. The lower, the better.
Altman Z-Score.

The rank is from 1 to 10, with 10 as the highest.

A Financial Strength rank of 8 or above indicates good financial strength; between 4-7 indicates fair financial strength; 3 or below means poor financial strength.

3. Profitability Rank

GuruFocus Profitability Rank indicates how profitable a company is and how likely it is that the company's business will stay that way. It is based on these factors:

Operating Margin %.
Piotroski F-Score.
Trend of the Operating Margin percentage (five-year average). A company with an uptrend in profit margin will have a higher rank.
Consistency of the profitability.
Predictability Rank.

The rank is from 1 to 10, with 10 as the highest.

A Profitability Rank of 8 or above indicates good profitability; between 4-7 indicates fair profitability; 3 or below means poor profitability.

4. Peter Lynch Chart

In Peter Lynch's excellent book, "One Up on Wall Street," he used many charts to illustrate the valuation of stocks. “A quick way to tell if a stock is overpriced is to compare the price line to the earnings line. If you bought familiar growth companies – such as Shoney’s, The Limited, or Marriott – when the stock price fell well below the earnings line, and sold them when the stock price rose dramatically above it, the chances are you’d do pretty well.”

The original Peter Lynch Chart does have limitations due to the right side price scale is pre-set at 15 times the earnings scale on the left side. When the stock price and earnings line coincide, the price-to-earnings ratio is always 15 times. Instead of using the fixed PE Ratio of 15, our approach is using 15-year historical median PE without NRI Ratio for each stock.

The Peter Lynch Chart with earnings line at median PE without NRI ratio works well for the companies with steady growth and earnings trends, or the stalwarts, as coined by Lynch. These companies tend to be found in sectors such as consumer staples, healthcare, and utilities, where the consumption of the product or service is relatively independent of economic conditions. It does not work well with the sectors that are cyclical: industrials, chemicals, durable goods, and so forth.

5. GF Value

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Possible Value Trap, Think Twice
Significantly Overvalued
Modestly Overvalued
Fairly Valued
Modestly Undervalued
Significantly Undervalued

There is only a sufficient margin of safety when the stock is undervalued.

Disclaimer

GuruFocus.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The gurus may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes provided by InterActive Data. Fundamental company data provided by Morningstar, updated daily.

Financial Strength[2] (Quarterly data, as of Sep. 2021) : Poor (2/10)

Cash-to-Debt : 0.02

Equity-to-Asset : 0.50

Debt-to-Equity : 0.97

Piotroski F-Score : 4

WACC : 7.78% vs ROIC : N/A%

Dividend Yield : 7.15%

Profitability[3] (Annual data, as of Sep. 2021) : Poor (2/10)

Revenue : $41 Mil vs Net Income : $37 Mil

Cash & Equivalents : $29 Mil vs Long-Term Debt* : $1,269 Mil

Net Margin % : 89.45%

EPS without NRI : $0.20

Dividends per Share : $0.15

Free Cash Flow per Share : $-1.08

Valuation (Quarterly data, as of Sep. 2021)

Valuation Chart (Current stock price : $7.43)

PE Ratio without NRI : 4.84

PB Ratio : 0.97

PS Ratio : 4.62

Price-to-Free-Cash-Flow : 0.00

EV-to-Revenue : 10.15

Valuation Bands

Historical Price and PE Band

Historical Price and PS Band

Historical Price and PB Band

Historical Price and Price-to-Operating-Cash-Flow (POCF) Band

Warning Signs

Severe Warning Signs

Financial Strength : Poor

Medium Warning Signs

PB Ratio : Close to 10-year high

Long-Term Debt : Issuing new debt

Valuation : Forward PE Ratio

Tax Rate : Tax Rate is too low

Insider Sell : Insider Selling

Competitive Comparison

5 Year Price Change Comparison

Financial Strength

Profitability

Valuation

Peter Lynch Chart[4]

Per Share Data

Per Share Data

Ratios

Financial Satement

Income Statement

Cashflow Statement

Financial Satement

Balance Sheet

Valuation Ratios

Valuation Ratios

Valuation and Quality

Explanation

1. Predictability Rank

2. Financial Strength

3. Profitability Rank

4. Peter Lynch Chart

5. GF Value

Disclaimer

Financial Strength^[2] (Quarterly data, as of Sep. 2021) : Poor (2/10)

Profitability^[3] (Annual data, as of Sep. 2021) : Poor (2/10)

Peter Lynch Chart^[4]